Tenant Legal Liability (TLL) Insurance
As an owner or manager of a housing community you have a right to certain protections and indemnification for losses that occur at the responsibility of your tenants. First Flight Insurance proudly partners with Fortegra to bring Tenant Legal Liability Insurance as an innovative risk management tool designed to fulfill tenant’s contractual obligations specified in their lease agreement and offer complete indemnification to owners/managers. The program covers five “perils” for accidental tenant-generated loss.

Fire

Smoke

Explosion

Water

Tenant Induced Sewer Backup
These five perils account for over 95% of tenant generated losses.
Coverage Details
Single Occurrence: $100,000
Tenant Benefits:
- Easily satisfied lease requirement to indemnify the owner/manager against property damage or loss they are responsible for
- No additional application
- No additional quote to obtain
Frequently Asked Questions
Alternate Coverage
First Flight Insurance alternatively offers traditional HO4 coverage to Tenant Legal Liability (TLL). Additionally, for the qualified client, a captive reinsurance solution may be an option for you. Our team can answer any questions you may have. Please inquire via the contact form below.