First Flight Insurance Group

excess Homeowner FAQ's

Q:

What are the 18 North Carolina coastal counties where coverage is available?

A:

Beaufort, Brunswick, Camden, Carteret, Chowan, Craven, Currituck, Dare, Hyde, Jones, New Hanover,
Onslow, Pamlico, Pasquotank, Pender, Perquimans, Tyrrell, Washington

Q:

What are the minimum primary limits?

A:

Excess Dwelling & Excess Wind/Hail - covers over $750,000 building limits
Excess Flood - covers over $250,000 building limits

Q:

Are there any area where there are flood restrictions?

A:

Excess Flood will NOT be quoted in the following areas: 
AK, IL & KY
Southern Florida
Louisanna
Charleston, South Carolina
Long Island, New York
Barnstable, Massachusetts

Q:

Can I get replacement coverage on building and contents?

A:

Yes

Q:

Is there a minimum premium?

A:

Yes.  Check with First Flight Insurance Group, Inc. for current minimum premium per product.






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